DUNCAN - Peacefully, on Friday, 7th October, 2022, at Raigmore Hospital, Ralph William Duncan, 4 MacLeod Road, Balloch aged 89 years. Former Banker, Clydesdale Bank, Inverness. Beloved husband to Helen for 60 memorable years. Much loved father to Patrick and Lucie, sorely missed by his grandchildren and extended family, his most caring neighbours, colleagues and friends. Funeral service on Friday, 21st October, 2022, at 11.00am, in the funeral home of William T. Fraser and Son, Culduthel Road, Inverness. Bright colours preferred. A warm welcome to all.