At Campbell & McConnachie we have more than 25 years' experience in the financial services industry and can use our knowledge and expertise to ensure that your finances are in the best possible hands.
Our Mortgage Advice Team consists of 3 highly qualified advisers with over 60 years' of combined experience in the financial services sector. Emma Baird (pictured below) focuses solely on meeting our client's mortgage and protection needs, whilst Ross Davidson and Euan Lock can also advise you in planning for your retirement and investing for your future.
All of our advisers pride themselves on understanding your needs, clearly explaining the mortgage process and ensuring you are provided with the highest quality of service from start to finish.
Whilst spending your lunchtimes and Saturdays walking from one bank or building society to another will normally get you a mortgage, an independent mortgage adviser may well be able to get you better terms. We search the whole of the market to find the best deal for your current circumstances.
That done, we will also oversee the process of actually completing on the mortgage, ensuring that all the parties (solicitor, lender, you etc.) have the right documentation at the right time. This is an essential part of the service, as all too often communication breakdowns lead to otherwise unnecessary delays and complications.
If you are just starting to look for property and are unsure as to how much you can borrow, contact us. If you want to know what sort of terms might be available then we can give guidance on this so that you don't waste time pursuing unsuitable properties.
We will be pleased to explain the elements of a mortgage in more detail, and how they affect your specific needs and requirements. If you are a first time buyer, an existing homeowner looking for a better rate or interested in buy to let properties, get in touch.
We support many schemes including Forces Help to Buy and Government Help to Buy. Written quotations are available on request.
Campbell & McConnachie Harbour House 1 Shore Street Lossiemouth IV31 6PD